Banks, Payments & FinTech
Handle the velocity and volume of digital banking and payment flows with risk-based AML screening that scales with your transaction volumes.
The Digital Banking Challenge
Modern financial services demand speed without sacrificing compliance. Traditional screening creates friction; modern criminals exploit the gaps.
Transaction Velocity
Instant payments and 24/7 banking mean decisions must be made in milliseconds, not hours.
Scale Requirements
Millions of transactions, thousands of onboardings, and hundreds of regulatory updates to track.
False Positives
Generic screening creates alert fatigue, overwhelming teams with irrelevant matches.
How Your Team Will Use It
Get started in minutes, not months. Our platform adapts to your existing processes.
Upload Accounts
Import onboarding or client records
Review Results
Assign risks & flag findings
Track Decisions
Record dispositions & cases
Import via CSV, Excel or through flexible API integration with development support
Start FreeBuilt for Digital Finance
Purpose-built features for modern banking and payment compliance requirements.
Screening at Scale
Process thousands of account onboardings and transaction counterparties through PEPs, sanctions, and adverse media checks.
Triage Workflows
Create custom disposition queues and decision trees that align with your risk appetite and operational capacity.
Regulatory Evidence
Maintain defensible audit trails showing risk-based decisions, escalations, and regulatory reporting submissions.
Advanced Regulatory Controls
Meet complex regulatory requirements with sophisticated compliance tools designed for financial institutions.
MLRO SAR Reporting
Streamlined suspicious activity reporting with FCA/FinCEN-aligned templates and complete audit trails.
- Direct MLRO channel with priority handling
- Customisable SAR forms for your processes
- Investigation workflow management
Flexible UBO Settings
Configure ownership thresholds to match your specific regulatory requirements (10-50%).
- Set your own beneficial ownership threshold
- Automatic UBO calculation through layers
- Multiple control factor analysis
GDPR Data Management
Automated data governance with retention policies aligned to regulatory requirements.
- Custom retention periods (5-10 years)
- Auto-anonymisation for privacy protection
- Proactive expiry notifications
Available in Enhanced and Enterprise plans
View Enterprise FeaturesOutcomes You Can Measure
Faster Onboarding
without compromising compliance
False Positive Reduction
through risk-based screening
Faster Alert Resolution
with structured workflows
Audit-Ready
complete decision trails
Flexible Integration Options
Connect with your existing infrastructure through our flexible import options and API support.
Onboarding Systems
Connect with your account opening platforms
Core Banking
Link to customer master data and transactions
Case Management
Feed alerts to investigation platforms
Manual Updates for Maximum Control
Process your screening requirements on-demand when you need them, ensuring you maintain full control over timing and resource allocation.
See How It WorksReady to Scale Your Compliance?
Join leading banks and FinTechs using iTrackAML for efficient, scalable compliance.